Date Archives: November 2019

Holiday shopping can be one of the best parts of the season. Finding that perfect gift is so satisfying! Small Business Saturday is an excellent opportunity to find your favorite local shops. Shopping local can provide an opportunity to find truly unique items with local flair. The kinds of gifts everyone on your list will appreciate. You'll also be supporting the community and local economy. Try one of these shops right around the corner from Midland homes for sale to find the perfect gift, décor item, or whatever you need for those special people on your list.  

1. Little Forks Outfitters, 43 E. Main St., Midland, MI 48640
   For outdoor enthusiasts, Little Forks Outfitters is the place to go. Outdoor activities abound here in Michigan, and the right clothing and gear are essential. Whether your activities include fishing, hiking, or just exploring, a gift from here will surely be appreciated.

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Many people struggle to purchase their dream home because they can't afford to make the 20% down payment. Of course, you can put down less than 20%, but you'll be saddled with private mortgage insurance (PMI), which can make it more challenging to pay off your mortgage. Fortunately for veterans and active military members, they can fulfill their dreams of homeownership through a VA loan. Our REALTORS® break down some of the important things you should know about VA loans and how they work.

What is a VA Loan?

A VA loan is a mortgage loan that is made by private lenders through a program established by the U.S. Department of Veteran Affairs. The program was designed to help veterans, active-duty military personnel, eligible surviving spouses of veterans, and other classes of military personnel to become homeowners at an affordable cost. The VA guarantees a part of the loan, sets eligibility requirements, and dictates the terms of the loan offered. The VA loan does not require down payments, mortgage insurance, or some closing costs.

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